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Business Funding FAQs

For your reference, here are some questions that most often come up about funding through Timestar Capital. Don’t see your question here? Feel free to contact us, using the links above.

What is business funding through Timestar Capital*?

Business funding with fixed payment amounts, a maturity date, etc. But funding through Timestar Capital is much more flexible than a traditional business loan because you have a say in crafting how much the loan is for, how long it will be outstanding and your payment amounts.

Which businesses qualify?

Many businesses qualify for funding through Timestar Capital, as long as they’ve have been under the same ownership at the same location for at least six months, and meet other general qualifications. There are some industries that won’t qualify for funding through Timestar Capital, including (but not limited to) the adult entertainment, gambling, real estate mortgage or collections industries.

How much can my business get?

For the first round of funding, a typical qualified business may receive an amount up to 12% of annual revenue per location.* Example: $200,000 annual revenue can yield a $25,000 funding offer for the first round of funding.

How long does the approval process take?

We make our initial risk determination in hours. It usually takes a few business days to get approved and funded. Bigger deals take a bit longer.

Will you review the owner’s credit history?

Yes. The guarantor’s credit history will be reviewed as part of the borrower’s qualification process. You must have a minimum 450 credit score for business funding and a minimum credit score of 550 for equipment lease financing. Unlike banks, an owner’s damaged credit history isn’t an automatic dis-qualifier for the business.

Does the business owner need to pledge personal collateral?

The business owner doesn’t need to pledge personal collateral.

Who do I contact with questions about my account?

Funding Experts can be reached online or the old fashioned way – just pick up your phone and dial us at 1-800-380-6858 (Monday-Friday from 9 AM – 6:00 PM EST).

Can I get start-up Funding?

Equipment lease financing is available to start-ups.  All other funding products are for businesses that have been operating under the same ownership for a minimum of six months. We do not offer start-up funding.

Do I need to process credit cards?


* There is a minimum principal amount requirement in some states due to state law limitations.

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